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How to Choose the Right Cruise: Our Exact Step-by-Step Process

With so many cruise lines, ships, itineraries, and cabin categories available, choosing the right cruise can feel overwhelming. And one of the biggest mistakes we see travelers make is assuming that the most expensive cruise, newest ship, or best advertised deal is automatically the best option.

We’ve sailed on everything from large resort-style ships to intimate luxury yachts and expedition vessels, and one thing we’ve learned is that there is no single cruise line that’s perfect for everyone.

The secret is matching the cruise to the type of vacation you actually want.

Here’s the process we use when comparing cruises for ourselves and helping our clients find the right fit.

Step 1: Choose Your Destination

Before we even start looking at cruise lines, we ask one important question: Where do you want to travel?

The destination can make a huge difference in which cruise line, ship size, and itinerary we recommend.

For example, if you’re dreaming of Alaska, we might focus on ships that offer great scenic cruising opportunities, interesting ports, and excursions like whale watching, glacier visits, or wildlife tours.

If you’re heading to the Mediterranean, we may prioritize smaller ships that can visit less crowded ports and offer longer days ashore.

For the Caribbean, we might look for a mix of beautiful beaches, smaller islands, and plenty of time to enjoy the ship itself.

We also consider the time of year.

Alaska has a relatively short cruise season, while the Mediterranean offers different experiences depending on whether you travel during peak summer or the quieter shoulder months.

Our advice? Start with the destination and travel dates, then narrow down the cruise options.

Don’t fall in love with a ship before checking whether it actually goes where you want to go.

Step 2: Know Your Travel Style

Once we know the destination, we start thinking about the type of experience you’re looking for.

This is where choosing the right cruise line becomes really important.

Some travelers want a relaxing, upscale experience with excellent food, personalized service, and fewer crowds.

Others want Broadway-style entertainment, casinos, nightlife, multiple pools, and activities happening all day.

Neither is better. They’re just different.

For travelers who prefer a more intimate luxury experience, we often look at lines like Seabourn, Explora Journeys, Atlas Ocean Voyages, or Emerald Cruises.

If someone wants the variety of a large ship but still appreciates elevated service and private spaces, we might consider The Retreat on Celebrity Cruises, The Haven on Norwegian Cruise Line, or MSC Yacht Club.

And for travelers who love active exploration and unique destinations, expedition cruising may be the best fit.

We always encourage people to think about how they want to spend their days onboard.

Do you picture yourself relaxing by a quiet pool with a cocktail, or do you want a full schedule of activities?

Would you rather have a handful of excellent restaurants or dozens of dining options?

Do you enjoy smaller, quieter ships, or do you love the energy of a big resort-style cruise?

Your answers can quickly eliminate cruise lines that aren’t the right match.

Step 3: Compare the Itineraries

Two cruises can visit the same region and offer completely different experiences.

This is why we spend so much time comparing the actual ports of call.

Let’s say you’re looking at two Mediterranean cruises.

One visits major ports like Barcelona, Rome, and Naples. Another includes smaller destinations like Hydra, Patmos, or Portofino.

Both could be fantastic, but they appeal to different travelers.

We also look at how much time the ship spends in each destination.

A port stop from 8:00 a.m. to 4:00 p.m. offers a very different experience from an overnight stay or a late departure.

And we pay attention to sea days.

Some travelers love them because they get more time to enjoy the ship. Others prefer a port-intensive itinerary with something new to explore every day.

Another important consideration is whether the ship docks or tenders.

Tendering means taking a smaller boat between the ship and shore, which can affect how quickly you get into port and how easy it is to explore independently.

Our advice is to compare itineraries day by day, not just by looking at the destination listed on the cruise website.

Step 4: Evaluate the Cabin

Cabin selection is another area where a little research can make a big difference.

We don’t believe everyone needs the largest suite onboard.

But we also don’t recommend choosing the cheapest cabin without understanding what you’re getting.

On some ships, the difference between two cabin categories may be primarily location. On others, upgrading could mean significantly more space, a larger balcony, or access to additional amenities.

For example, Explora Journeys offers several Ocean Terrace Suite categories that share a similar overall layout, with location being a key difference.

On other cruise lines, booking a particular suite category may unlock private restaurants, lounges, or priority services.

We also pay attention to cabin location.

A cabin near an elevator might be convenient, but one directly below a busy pool deck could experience more noise.

Midship cabins can be a good option for travelers who are sensitive to motion, although ship size, weather, and sea conditions also play a role.

The goal isn’t to spend as much as possible.

It’s to spend money on upgrades that will actually improve your experience.

Step 5: Compare the Real Cost

This might be the most important part of our cruise selection process.

We never compare cruises based solely on the advertised fare.

Different cruise lines include different things, and those differences can add up quickly.

Some luxury cruise lines include most dining, beverages, Wi-Fi, and gratuities in the base fare.

Others charge separately for drink packages, specialty restaurants, internet access, and other amenities.

Then there are shore excursions.

Regent Seven Seas includes a selection of excursions in its fares, while lines like Explora Journeys and Seabourn generally charge separately for most destination experiences.

We also look at things like:

  • Port taxes and required fees
  • Gratuities
  • Beverage packages
  • Specialty dining
  • Wi-Fi
  • Shore excursions
  • Flights and airport transfers
  • Pre-cruise hotels

For example, a mainstream cruise might initially cost $2,000 less per person than a luxury sailing.

But once you add the drink package, specialty dining, internet, gratuities, and other expenses, the price difference may become much smaller.

That doesn’t automatically make the luxury cruise a better deal.

It simply means you need to compare the total vacation cost rather than the starting price.

We also check for preferred pricing, promotions, and added perks that may be available through our travel agency.

Sometimes those benefits can make one sailing significantly more attractive than another.

Step 6: Make the Final Choice

Once we’ve narrowed things down, we usually compare our top two or three options side by side.

At that point, we’re looking at the complete experience.

Which itinerary has the ports we’re most excited about?

Which ship offers the atmosphere we’re looking for?

Are we getting the cabin we actually want?

Does the cruise include the amenities we’ll use?

And most importantly, which option feels like the best value for the experience?

We also consider the cancellation policy, deposit requirements, and how far in advance we’re booking.

For popular sailings, especially Antarctica, Alaska, small luxury ships, and holiday cruises, we generally recommend planning well ahead.

Waiting for a last-minute deal can mean missing out on the cabin category or itinerary you wanted.

But if you’re flexible with your dates and destination, there may be opportunities to find better pricing closer to departure.

There’s no universal rule.

The right booking strategy depends on the specific cruise.

The Bottom Line

Choosing the right cruise isn’t about finding the most luxurious ship, the biggest suite, or the lowest price.

It’s about understanding what you want from your vacation and finding the cruise that delivers it.

We always start with the destination, narrow things down based on travel style, compare the itineraries, evaluate the cabins, and then look at the real cost.

That process helps us avoid paying extra for things we don’t need while making sure we’re not sacrificing the experiences that matter most.

And if all of those options still feel overwhelming, that’s exactly where we come in.

As travel advisors, we help our clients compare cruise lines, ships, itineraries, cabin categories, and available perks to find the best fit for their travel style and budget.

Our goal isn’t simply to get you on a cruise.

It’s to help you book the right one.

AUSTIN & COURTNEY MAXWELL

We (Austin & Courtney) met in college at Clemson in 2014 and after 7+ years of dating, recently got married in Mexico!
We fell in love with traveling immediately, but most importantly: traveling AFFORDABLY!
We started creating content about how we find amazing deals on flights, cruises, and everything that falls under the “travel” umbrella.
We will be sharing all of those tips and tricks with y’all … we’re excited you’re here 🌴
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